Future Insights: Anticipating Trends in Educational Loan Eligibility for Study in UAE

 

INTRODUCTION: 

Transformed from a desert into a thriving economic center, the UAE has emerged as a prime destination for tourists ,entrepreneurs and students. Dubai, with its cutting-edge engineering, constructed iconic structures like the Burj Khalifa, the world's tallest building. Dubai's rapidly growing urban landscape exemplifies the power  of knowledge and innovation. As a result, the Education Ministry in Dubai has crafted policies to attract young talent to study in UAE and to promote education.

Economy Diversification

Dubai has carefully diversified its economy over the years, including a considerable shift away from oil dependence. Real estate, tourism, banking, and trade had all acquired prominence by the early 2000s. By 2020, Dubai's GDP was expected to be about $108 billion, with non-oil sectors accounting for more than 70% of the economy.


This diversification approach, combined with visionary leadership and strategic investments, has brought Dubai to the forefront of the global economy as a dynamic and resilient economic powerhouse. To achieve this, Dubai requires exceptionally skilled human resources sourced from diverse channels, while simultaneously offering a range of opportunities to students.



Various universities in Dubai.

  • Khalifa University.

  • United Arab Emirates University. 

  • American University of Sharjah. 

  • American University in Dubai.

  • Canadian University Dubai.

  • University of Sharjah.

  • Zayden University.

  • Abu Dhabi University. 

  • Ajman University.

  • Al-Ain University.


In the UAE, foreign students are permitted to work for 15 hours per week or 60 hours per month.  To work in the UAE, you must obtain a work permit from the labour department. While you are a student in the UAE, the income from your part-time work can assist you in managing your daily living expenditures.



Eligibility for student 


  • Students need sufficient collateral for a Master's education loan, or at the very least enough to meet their actual loan due.

  • Students with sound financial backgrounds co-apply for an education loan for a Master's degree.

  • Academic performance must be excellent. If an applicant has an academic backlog, their application for an education loan will be denied in the UAE.

  • IELTS/TOEFL results.

  • A minimum of 12 years of schooling with a grade point average of 60% or above.

  • Some colleges even need a minimum score of 65% to study in Dubai after the 12th grade.

  • Students with a score of more than 75% may be spared from submitting IELTS scores.

  • Some selective universities need an EmSAT for undergraduate entrance.



Student Visa to Study in Dubai 

1. The student visa is valid for 12 months and must be renewed annually until the study program is completed.

2. In the UAE, students are issued a 'Student Entry Permit' first, followed by a 'Student Residence Visa.'

3. To obtain a student visa in Dubai in 2023, students must first accept the Offer of Admission provided by their respective colleges, fulfill all academic requirements, and submit all appropriate financial evidence.

4. Students who arrive in the UAE on an entry visa are subjected to medical and biometric testing, and if all goes well, they are awarded a 'Student Residence Visa.'

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